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A contrarian and controversial look at personal finance, and a super simple strategy for making—and keeping—more money Traditional financial wisdom persuades us to grow our net worth and build our assets. But traditional financial wisdom is often wrong. In Cash Cows, Pigs and Jackpots: The Simplest Personal Finance Strategy You'll Ever See, author and Chartered Accountant David Trahair challenges everything we think we know about managing our money, suggesting that that we follow the lead of the financial institutions that are leading us down the path to financial ruin. The banks, brokers, and investment companies of the world make enormous sums of money because they know that cash is king and they know how to guarantee cash flow from their clients on a continual basis. They aren't making the bulk of their money from investing in the stock market—they're leeching it from regular people like you, every minute of every day. Cash Cows, Pigs and Jackpots turns the tables, showing that the biggest cash cow we have is ourselves. Instead of chasing a dream that will never come true, it presents a financial plan so simple even a 10-year-old could understand it. Explains why the common consensus about making money is inherently flawed Presents an incredibly simple, easy-to-follow plan for really making and saving money Exposes the dangers of trusting money to a bank or broker Helping you break asset addiction, get out of debt, and increase your personal cash flow—and your wealth with it, Cash Cows, Pigs and Jackpots explains how bringing more cash into your life and watching carefully where it goes will allow you to save more, live the life you want, and avoid as much risk as possible—a great strategy going into the stormy financial years to come

Invest smarter with Australia's most trusted guide to stock selection Top Stocks 2017 is your expert guide to the Australian sharemarket. Now in its 23rd edition, this book represents the benchmark standard of rigorous analysis and stringent selection to give you the inside scoop on the nation's top companies. From beginner to expert, regardless of your portfolio size, renowned financial journalist Martin Roth guides you toward the stocks that offer the best low-risk, long-term value for your money. You'll see how Australian companies stack up in terms of profits, debt and dividends, with over 100 charts and tables by best-selling author Alan Hull. No hype, no nonsense and not a single bit of spin – just the time-tested methods and expert analysis that have made Roth a household name. Martin Roth isn't swayed by big names or media coverage, and he doesn't listen to the pundits. He applies strict analyses to financial data to paint a real-world picture of each company's outlook. The numbers don't lie, and this book gives you access to their testimony so you know where to put your money in 2017. Learn what the experts have to say about the year's best stocks Compare sales and profits across companies with in-depth analysis Find financial rankings for the top Australian companies Look beyond share prices to see the real measure of a company's worth You work hard for your money, yet the investing world is crowded with people who would have you throw it away on the latest trend. Martin Roth cuts through the fat and the noise to help you make your money work for you for a change. Invest smarter this year with Top Stocks 2017, the definitive guide to Australia's best picks.

This is the only money guide you'll ever need That's a bold claim, given there are already thousands of finance books on the shelves. So what makes this one different? Well, you won't be overwhelmed with a bunch of 'tips' … or a strict budget (that you won't follow). You'll get a step-by-step formula: open this account, then do this; call this person, and say this; invest money here, and not there. All with a glass of wine in your hand. This book will show you how to create an entire financial plan that is so simple you can sketch it on the back of a serviette … and you'll be able to manage your money in 10 minutes a week. You'll also get the skinny on: Saving up a six-figure house deposit in 20 months Doubling your income using the 'Trapeze Strategy' Saving $78,173 on your mortgage and wiping out 7 years of payments Finding a financial advisor who won't rip you off Handing your kids (or grandkids) a $140,000 cheque on their 21st birthday Why you don't need $1 million to retire … with the 'Donald Bradman Retirement Strategy' Sound too good to be true? It's not. This book is full of stories from everyday Aussies – single people, young families, empty nesters, retirees – who have applied the simple steps in this book and achieved amazing, life-changing results. And you're next. ** Now including updates for the 2017-2018 financial year **

Invest smarter in 2016 with this bestselling stock analysis guide Top Stocks 2016 is the definitive guide to Australia's best stock exchange picks. Internationally-renown financial journalist Martin Roth once again applies his rigorous analysis and stringent selection criteria to show you which public companies offer the best low-risk, long-term value for your money, regardless of your portfolio size. With clear organisation and easy-to-read formatting, this guide looks beyond share prices and cuts through the hype to assess every company on profitability, debt levels, and dividends. Over 100 tables provide guidance at a glance, so you can quickly assess any possible investment and make the best decision for your finances. Starting with the All Ordinaries index and carving out the fat, this invaluable guide distills a concise selection of premium companies across market sectors. Now in its 22nd edition, this book is Australia's bestselling sharemarket guide because Roth's methods have stood the test of time and weathered several stock market cycles. Why let another year go by without reaping the benefits of proven expert analysis? It's time you claimed your share. Get the experts' opinion on top Australian companies Compare sales and profits data, with in-depth ratio analysis Delve into the research on each company's overall outlook See where each company ranks according to financial data Don't waste another cent on trendy «hot» stocks or the next flash in the pan. Go with the evidence and proven track record of one of Australia's leading stock market authorities. You work hard for your money, so make your money work hard for you by investing smart with Top Stocks 2016.

Manage your finances in your golden years—enjoy your retirement! Numerous life changes come with the territory of getting older—as we're reminded every day by anti-aging campaigns—but one change the media doesn't often mention is the need for a shifting approach to personal financial management. Personal Finance For Seniors For Dummies, 2nd Edition offers the targeted information you need to make informed decisions regarding your investments, spending, and how to best protect your wealth. You've worked your whole life for your nest egg—why not manage it as effectively as possible? Enjoying your golden years hinges on your ability to live the life you've dreamed of, and that's not possible unless you manage your finances accordingly. The right financial decisions may mean the difference between a condo in a more tropical climate and five more years of shoveling snow, so why leave them to chance? Explore financial advice that's targeted to the needs of your generation Understand how changes in government programs can impact your retirement Consider the implications of tax law updates, and how to best protect your assets when filling out tax forms each year Navigate your saving and investment options, and pick the approaches that best fit the economic environment Whether you're heading into your senior years or your parents are getting older and you want to help them take care of their finances, Personal Finance For Seniors For Dummies, 2nd Edition offers the insight you need to keep financial matters on the right track!

Stop risking everything to make your investment advisor rich The stock market crash of 2008 proved one thing: traditional retirement planning advice simply doesn't work. The risks are too enormous. Trusting the stock market is like gambling with your family's future. But how do you plan for retirement without risking everything? Enough Bull shows you how, with an easy-to-understand, simple-to-apply strategy for a better retirement. Enough Bull overturns the conventional wisdom about retirement planning, and offers the simple secrets to securing a comfortable retirement. In an accessible and straightforward style, this practical guide explains how it's possible to save for retirement starting later in life, retire comfortably on less money, and incur less risk. Updated to apply to both the U.S. and Canada, this new second edition offers a message of hope for average, cash-strapped baby boomers by detailing a step-by-step plan for avoiding all the traps, doing the exact opposite of what the major financial institutions recommend, and still coming out further ahead. Invest only in safe investments that will never decline Get out of the stock market and mutual funds forever Why waiting to save for retirement may beat starting early Elect to receive the CPP pension at exactly the right age Avoid the common scams that lead to financial disaster More than ever before, retirees are frightened and stressed out about finances. There never seems to be enough to pay current bills, let alone save thousands in RRSPs and 401Ks, yet the large financial institutions bombard us with fearful messages of destitution unless we maximize our contributions. The truth is this makes them rich, and you poor. Cut through the noise, stop taking the bait, and discover how you can have a comfortable future without sacrificing the present. Enough Bull provides the plan, you just need to act.

The nation's most trusted tax guide, updated for your 2017 returns J.K. Lasser's Your Income Tax 2018 is the nation's most trusted tax guide, updated to help you prepare your 2017 return. Step-by-step expert guidance walks you through the forms, calculations, and deadlines to help you file your taxes without the headaches. New changes including tax laws, IRS rulings, court decisions, and more are explained in plain English, backed by examples of how they apply to individual taxpayers like yourself. Explore your options in terms of deductions, income shelters, and planning strategies to maximize your savings and keep more of your money—without wading through volumes of dense tax code. This comprehensive yet accessible guide is your handbook for making your tax filing for 2017 easier than you thought possible. Tax time does not have to be a source of stress and anxiety. With the experts at J.K. Lasser by your side, you can file correctly and on time while paying less than you thought; this book shows you everything you need to know, and gives you the answers you need right at your fingertips. Learn how the latest changes from the IRS affect your return Get trusted advice for maximizing deductions and sheltering income Navigate the many IRS forms with step-by-step guidance Start planning now to streamline next year's filing Keeping up with ever-changing tax laws is a full-time job, decoding incomprehensible IRS forms can be an exercise in frustration, and searching for the answers you need can often leave you with more questions. Americans have been turning to J.K. Lasser for over 75 years to find trusted guidance on critical tax issues. J.K. Lasser's Your Income Tax 2018 is this year's essential guide to taking the stress out of tax time.

Mr. Taxman is back to save you even more on your 2017-2018 tax 101 Ways to Save Money on Your Tax – Legally! is the quintessential guide for every Australian taxpayer. Updated annually to keep pace with changing tax laws, this book shows you how to maximise your return and keep more of your hard-earned money. Why pay more than your fair share? This year's edition explains all of the changes to the May 2017 budget, and provides indispensable advice from Mr. Taxman himself! Find answers to your questions and identify every deduction that applies to you; leverage your business, education, family, property, medical expenses, levies, shares and superannuation to receive your maximum return. This invaluable guide goes beyond tax prep to help you position yourself for an even better return next year! Learn where and how to invest, the traps you should avoid and how you can start planning now so you can owe less the next time around. It's not about «cheating the system» – by clarifying obscure language and complicated rules, this book simply helps you reclaim the money that belongs to you. Understand how changes to the tax laws affect you for 2017-2018 Maximise your deductions and avoid overpayment Get organised with tips and advice for your specific situation Avoid tax traps, correct errors and get the return you deserve Taxes are important for a functional society, but the government is only entitled to so much of your money. So many Australians overpay their tax every year – it's time to separate yourself from the crowd. Pay what you owe, but not a cent more, with the clear, expert guidance in 101 Ways to Save Money on Your Tax – Legally!

Mr. Taxman is back with essential money-saving tax tips for 2016-2017 101 Ways to Save Money on Your Tax – Legally! is the Australian taxpayer's essential guide to maximising returns. Comprehensively updated for 2016-2017, this indispensable resource explains all of the changes to the May 2016 budget to help you pay what you owe and not a penny more. You'll find answers to common questions, tax traps to avoid and plenty of tips from Mr. Taxman himself that can save you hundreds or even thousands of dollars! Leverage your business, education, family, property, medical expenses, levies, shares and superannuation to get the tax return you deserve – and are fully entitled to under Australian law. You'll also find expert advice for tax-effective investments, tax planning and how to find a great accountant, so you can position yourself for an even bigger return next year! Taxes are important, and they pay for things that are fundamental to a functioning society – but the government is only entitled to so much of your money. This book helps you determine exactly how much that is, so you can stop overpaying and start maximising your return. Maximise deductions for your family, business, investments and more Understand the latest changes to tax law Identify traps and errors before it's too late Access planning and filing tips for your specific situation Every year, so many Australians overpay their tax due to confusion surrounding tax law. Don't allow obscure language and complicated deductions to take money out of your pocket this year. It's your money, and you worked hard for it. Why pay more than you have to? 101 Ways to Save Money on Your Tax –Legally! shows you how to maximise deductions to maximise returns, and make sense out of your tax.

Мне удалось вырваться из кредитного рабства и создать бизнес менее чем за полгода. Еще некоторое время назад я и представить не мог, что начну путешествовать по миру, рассекать на горных лыжах в Альпах и вести телешоу во Вьетнаме. Я осознал, что деньги можно зарабатывать всегда. Есть множество способов воплотить свои мечты в реальность. Надо только мыслить масштабнее и не бояться совершать ошибки. Приглашаю вас окунуться в мир возможностей, посмотреть на деньги с другой стороны. И поверить, что финансовая свобода это не мечта, а реальность. Все, о чем вы узнаете, прочитав этот материал, я проверил на своем опыте. Те результаты, которых мне удалось достичь, также смогли повторить мои ученики. Значит, получится и у вас.

Гениальное изобретение цифрового мира, блокчейн, – это механизм, который изменит финансовый мир и мир в целом навсегда. Больше не будет пропущенных транзакций, ошибок человека или машины или даже изменений, сделанных без согласия сторон. Дон и Алекс Тапскотты написали путеводитель по этому миру, который наконец даст ответ на вопрос: «Что же такое блокчейн?»

Перед вами самая значимая, самая популярная и эффективная книга для достижения богатства, вдохновившая миллионы читателей на успех!